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WebCredit reports keep track of your interactions with credit and debt. If you've never taken out any type of loan and have never had a credit card, you won't have a credit history that scoring models can assess. You haven't used credit within the past 24 months. Credit bureaus need to see activity on your credit accounts to generate a score. WebMar 31, 2024 · There’s also a balance transfer fee of 3% ($5 minimum) for the first 60 days your account is open, and then the fee goes up to 5% ($5 minimum). After the intro … WebJan 14, 2024 · In general, an unsecured loan may possess a lower life expectancy rate of interest than simply a charge card, which is you to cause it may be considered a far … change color of range slider html